Credit Crunch

The world economy is supposedly improving after the recession. And the banks, who had gone silent a few months back have started giving “exciting” offers on Credit Cards. I know its their job, but these Credit Card agents have this uncanny knack of calling just when you are really really busy and bug the hell out of you. I ve been a victim of this and still am. On one such occasion, however, I decided to mess around. And I swear, I didnt make this up! πŸ˜€

Agent : Good Afternoon Sir, this is XYZ from ASD bank. I would like to introduce this particular credit card with such and such schemes.

Me : I m not interested in taking a credit card

A : Sir, which bank’s credit card do you possess?

Me : I dont possess any credit cards

A : Sir How do you do your shopping?

Me : I make my payments in liquid cash

A : Sir, don’t you even have a debit card?

Me : Nope

A : Sir, how do you manage?

Me : I dont mind standing in a long queue at the bank to witdraw cash

A : What is your profession?

Me : I am a software developer

A : Sir, how much is your monthly income?

Me : I earn about 5k per month

(Call got disconnected.)

I don’t know if this was a really lame incident. I found it pretty amusing. πŸ˜€ And yes, I dont possess a credit card. πŸ˜€


About V
A software developer by profession, Milcom is a football lover and considers music as his religion. While he is not working, he likes reading blogs, listening to music, reading novels or simply sitting idle, in which he is a world champion.

5 Responses to Credit Crunch

  1. Vidhyaa says:

    Hehe … Actually it is not lame. You can live on liquid cash and checks in India.
    I’m not so sure of the States though. I always use my debit card and I hate carrying cash. The vending machine is the only thing that takes only dollar bills, quarters and dimes. Pennies are a big pain to carry around. πŸ˜›

    • milcom says:

      Lol. I actually make payments using my Debit Card. I told them that I use liquid cash just to fool around.

  2. sreekanth says:

    credit cards a pain intha ass..esp if it lapses…all that profits you make on cashbacks go down the drain..boom..flush !

  3. FartingPen says:

    Try this next time.


    *Ring Ring*

    You see the unknown number calling. Your gutfeel says that it’s going to be one of those blood sucking Credit Card mongers.

    You give the phone to your friend, me.

    Me: Hello.

    Agent: Hello. I am calling from Asshole Bank. I am Dick Wad speaking. Am I speaking to The Level Headed Idiot?

    Me: No. I am his friend Farting Pen on the line.

    Agent: Oh… is he in a meeting? When can I talk to him?

    Me: No… I regret to say this, but The Level Headed Idiot won’t ever speak to you again.

    Agent: Why, sir?

    Me: He’s dead.

    Agent: (Speechless. Dumbfounded.) Oh.. Errr… Sir… I spoke to him even last week.

    Me: Yes. You are lucky. Last I spoke to him was one year back.

    Agent: Sorry sir…

    Me: Ok.. (Cut call)


    The agent cuts your name off the list and shares this valuable information with other Dick Wads from other Asshole Banks. And your phone shall never ring again.

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